…or not! As with all apps, decide exactly what you want any of these apps to do for you in advance (and before you part with any money). I’ve noticed that many personal financial apps favour the very simplistic dashboard look – maybe even just an account balance, so you’ll need to spend a little time familiarising yourself with the app navigation and particular nomenclature before you're ready to dive under the hood. Under the dashboardĪs with many other app types these days, the landing point is the dashboard. You (obviously) have to log in and clear security to link your accounts within an app, as security is always paramount. This means that you can download statements and reports that can be collated in the app in a logical format. Most of them support connections to your banks or financial institutions. The apps below very often share some common characteristics. Most importantly of all, every app below has a very thoroughly thought-out security strategy – the top critical consideration when dealing with your money online. No more juggling three or four tabs to stop sites from timing out on you. Many of the MacOS finance apps available or more than capable of revolutionising your financial life – as well as being able to gather all your various bank accounts, bills, investments, credit cards etc. No supercilious bank manager to patronise me, either. I’ve switched over to a bank that has no front door (or any doors, for that matter), and it works really well for me.

My MacBook Pro is perfectly capable of flying me to the moon, but recently I’ve been using it to budget and manage my finances way more effectively than I’ve been able to before. We’re all now long used to banking, paying bills and shopping online, but the last few years have seen an explosion of apps for managing, consolidating and synchronising our financial information on our iPads, iPhones and desktops.

Offline personal finance software